Covers the contents of your home only
More Than Reviews
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Sentiment Score: 5.2/10
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15594 reviews found on websites such as TrustPilot
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Replace your old items with new
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Up to £1 million buildings and £100,000 contents cover as standard
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Access to More Than Rewards programme
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UK based call centres
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Live chat available online
Price Band
£
£
£
£
£
Good for
84% of consumers read reviews before purchasing
*Based on an independent survey of 1000 people by Compare By Review
Cover Purchased
Reviewed without invitation
Reviewed the
Service
experience on 10 Nov 2020
Good Price & Good Cover
I’ve been with More Than for years now and I’ve never had an issue. Great price and excellent service when I have needed to contact them.
Cover Purchased
Reviewed without invitation
Reviewed the
Renewals
experience on 4 Nov 2020
Very Nearly A Scam. Certainly Questionable Practice
My More Than home contents renewal quote showed an increase of 25% if auto-renewed. Having not made a claim I called to get an explanation. I was told it was due in part to claims received due to …
Quotes our team received
Details
Contents only quote
£70.11
Per Year
Contents' cover limit
£100k
Voluntary excess
£250
Details
Covers the physical structure of your home as well as the contents
Buildings & contents quote
£191.25
Per Year
Contents' cover limit
£100k
Voluntary excess
£250
What home insurance policies does More Than offer?
More Than offers buildings insurance only, contents insurance only and buildings and contents insurance combined. Details of each cover level are listed in the table below:
| Buildings & Contents | Buildings only | Contents only | |
|---|---|---|---|
| Maximum cover | Up to £100,000 cover for your contents and up to £1m buildings cover | Up to £1m buildings cover | Up to £100,000 cover for your contents |
| Home emergency assistance | Up to £200 | Up to £200 | Up to £200 |
| Alternative accommodation cover | Up to £45,000 | Up to £30,000 | Up to £15,000 |
| Replacement locks and keys | Up to £1,000 | Up to £1,000 | Up to £1,000 |
| Accidental damage cover | Optional | Optional | Optional |
| Home emergency cover | Optional up to £1,000 | Optional up to £1,000 | Optional up to £1,000 |
| Personal possessions cover | Optional | N/A | Optional |
| Bicycle cover | Optional | N/A | Optional |
| Legal services | Optional up to £50,000 | Optional up to £50,000 | N/A |
| Trace and access cover | Optional | Optional | N/A |
| Contents temporarily away from home | Optional up to £11,250 | N/A | Optional up to £11,250 |
What optional extras can I add to my More Than home insurance policy?
More Than gives you the option to tailor your home insurance policy to your personal needs. They offer a range of optional add ons, including:
Frequently asked Questions
More Than offers Buildings insurance, Contents insurance and Buildings and Contents insurance combined.
Yes, there is a selection of optional extras and upgrades to choose from. Accidental Damage Cover takes the stress and worry about the possibility of accidents. Upgrade your policy with Extra Home Emergency Cover for a higher level of cover than the standard Home Emergency Assistance Cover. Personal Possessions Cover will protect your possessions, such as tablets, phones and jewellery when you take them out of the house. Add Legal Services to your policy to help with advice and financial costs associated with having legal representation and advice.
Yes, their emergency helpline is available 24/7 365 days a year.
Contents Insurance Guides
Check out our insurance guides for more information
